Compare loans in Kenya

FinanceHero / Kenya / Loans

Compare loan amounts, repayment periods and published costs. Your individual offer determines what you pay.

Personal loans

Personal loans - selected products, no ranking
LoanAmountTermStated interest / APRFees / insuranceRequirementsKey caveat
Absa Bank KenyaPersonal Loan
Minimum: Not available
Maximum: KES 6,000,000
Up to 96 months, subject to approval.
Not available
APR: Not available
Processing: Not available
Insurance: Not verified
Other: Not available
No collateral required.
Interest, mandatory fees and total borrowing cost not established. Obtain a personal quote; maximum is not guaranteed.

Checked: 7 Oct 2026 · Sources: absabank.co.ke

Salary loans

Salary loans - selected products, no ranking
LoanAmountTermStated interest / APRFees / insuranceRequirementsKey caveat
Co-operative Bank of KenyaCo-op Bank App Salary Loan
Minimum: KES 1,000
Maximum: KES 500,000
1, 2 or 3 months; confirm salary-linked due dates in your offer.
Not available
APR: Not available
Processing: Appraisal: 8% for 1 month; 10% for 2 months; 12% for 3 months. Product page says deducted upfront.
Insurance: 0.034% per month of loan amount, deducted upfront.
Other: 20% excise on appraisal fee.
Salary through a Co-op account; Hekima excluded.
Upfront fees reduce cash received. These percentages are not APR; confirm net payout and salary-linked repayment dates.

Checked: 7 Oct 2026 · Sources: co-opbank.co.ke

Digital loans

Digital loans - selected products, no ranking
LoanAmountTermStated interest / APRFees / insuranceRequirementsKey caveat
Tala - InVenture Mobile LimitedTala Line of Credit
Minimum: Not available
Maximum: KES 50,000
Choose repayment within 61 days; individual cover page controls final due date.
0.3%-0.6% per day, risk-based; individual offer sets rate.
APR: 109.5%-219% APR published by provider; not independently calculated.
Processing: Not available
Insurance: Not available
Other: Provider says no excise on interest/late interest from 27 December 2024; other offer expenses not established.
18 or older; identity and credit checks.
Daily interest accumulates until repayment. Published APR range is not a personal quote; late charge may apply. Digital credit provider.Late payment: One-time 8% of remaining balance after 61-day maximum due date.

Checked: 7 Oct 2026 · Sources: tala.co.ke

Fees may exclude statutory charges.