FinanceHero / Mexico / Credit Cards
Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.
Consumer credit cards
| Card | Account fee | Borrowing rate | Cash / FX | Eligibility | Key caveat |
|---|---|---|---|---|---|
BBVA MexicoStart | No primary-card annual administration fee; no minimum spend condition. | Annual variable rate: 76 percentage points plus TIIEF. Provider average interest 82.90%; average CAT 122.9%, excluding VAT. | Cash: Cash withdrawals unavailable.FX: Not available | 18+; monthly income MXN 2,000, RFC and INE, credit-bureau consent; address proof if requested. | CAT is provider-disclosed, calculated 13 July 2026, valid to 9 January 2027; not your personalised rate. Late fee MXN 447 plus VAT. Instalment promotions excluded. |
Santander MexicoBasica Credit Card | No annual fee. | Provider weighted-average annual interest 66.83%; average CAT 91.6%, excluding VAT. | Cash: Not availableFX: Not available | Age 20-69; monthly income MXN 2,000; last three income documents, ID and address proof within two months. Foreign applicants need passport and migration evidence. | Published averages calculated 1 July 2026, valid through 31 December 2026; personalised contract can differ. Cash/FX terms not verified. |
Checked: 7 Oct 2026 · Sources: bbva.mx · santander.com.mx
Fees may exclude statutory charges.