FinanceHero / Philippines / Credit Cards
Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.
Consumer credit cards
| Card | Account fee | Borrowing rate | Cash / FX | Eligibility | Key caveat |
|---|---|---|---|---|---|
BPIRewards Card | PHP 1,550 annually from year two; first year free. | Nominal purchase/cash finance charge 3% per month; not an annual rate. | Cash: PHP 200 per cash advance, plus interest from posting until repayment.FX: Foreign-currency transaction: 0.85% bank fee plus 1% network fee; foreign-acquired PHP payments also attract 1%. | Valid photo ID and income evidence or other-bank credit-card statement; bank assessment applies. | Revolving balances incur finance charges. Instalment offers and rewards excluded; special transaction/service fees can apply. |
BDO UnibankStandard Mastercard | First year free; PHP 150 monthly from month 13. | Not available | Cash: Not availableFX: Not available | Not available | Ordinary borrowing rate, cash and FX charges not verified here: check current terms before applying. Merchant 0% instalment offers are not standard revolving credit. |
Checked: 7 Oct 2026 · Sources: bpi.com.ph · bdo.com.ph
Fees may exclude statutory charges.