Compare bank accounts in the UAE

Dubai Islamic BankAl Islami Current Account

AED 3,000 monthly average balance.AED 26.25 monthly below the required average; qualifying linked finance/investment and premium-segment exemptions apply.

Debit card: YesApp: Yes

No investment profit.

UAE nationals or legal resident expatriates, over 18; income/source-of-funds and address evidence required.

Opening deposit needs confirmation because official sources differ. Balance-fee exemptions apply only to qualifying accounts.

Emirates NBDStandard Savings Account (Classic)

Classic package: AED 3,000 monthly average.AED 26.25 monthly below AED 3,000; UAE nationals and salary variants exempt.

Debit card: YesApp: Not available

0.20% per year on minimum monthly balance; credited half-yearly. Rate may change.

Adult UAE nationals, resident expatriates and non-residents may apply; Classic package and bank KYC apply.

Classic savings package only. Salary and premium packages have different balance rules; non-resident KYC differs.

ADCBActive Saver (AED)

AED 1,000 opening deposit; no ongoing minimum balance.No monthly minimum-balance fee.

Debit card: NoApp: Yes

Tiered interest on daily closing balance, paid monthly; current numeric tiers omitted.

Adult UAE national or resident with valid visa; existing ADCB Current or Savings Account required; no joint accounts.

A separate savings account for existing ADCB customers. No debit/ATM card; underlying account and transaction fees may apply.

MashreqNEO Current Account

AED 3,000 total daily balance across Mashreq accounts OR salary transfer of AED 5,000 monthly.AED 26.25 monthly, VAT included, if neither condition is met.

Debit card: YesApp: Yes

No interest on the NEO Current Account.

UAE resident aged 18+ with valid Emirates ID; bank onboarding checks apply.

Base NEO only: NEO PLUS free-transfer/ATM and Saver interest benefits do not apply. No teller transactions.