Compare loans in the UAE

Emirates NBDSalary Transfer Loan for Expats (fixed rate)Bank - Emirates NBD.

4.99%-19.99% per year, fixed reducing-balance interest; individual offer applies.Fixed interest on reducing balance; not a flat rate or all-in APR.

1.05% of amount, minimum AED 525 and maximum AED 2,625, including VAT.Required insurance: Not available

1.05% of outstanding principal, capped at AED 10,500, including VAT.Part-payment: 1.05% of part-payment, capped at AED 10,500, including VAT.

Resident expatriates; salary transfer to Emirates NBD required; minimum salary AED 5,000 and bank assessment.

Fixed-rate expatriate variant only. Salary transfer required; headline range excludes fees and any applicable insurance. Deferred instalments still accrue interest.

ADCBPersonal Loan (fixed rate)Bank - ADCB.

3.99%-12.99% per year, fixed reducing-balance interest; individual offer applies.Fixed reducing-balance option; variable EIBOR option excluded.

1.05% of amount; cap AED 2,500 + VAT as stated in the KFS.Required insurance: Not available

1.05% of settled amount; cap AED 10,000 + VAT.Part-payment: 1.05% of partially settled amount; cap AED 10,000 + VAT.

UAE nationals or resident expatriates aged 21+; salary AED 5,000; employer listed or eligible for listing; ADCB current account receiving salary required.

Fixed-rate option only. Employer approval and salary transfer required; quoted interest is not all-in APR. Amount limit differs by residency segment.

MashreqPersonal Loan for New Customers (expatriates)Bank - Mashreq.

5.99%-31.99% per year, reducing-balance interest for expatriates; individual offer applies.Reducing-balance interest; UAE-national pricing is separate.

1.05% of loan amount, including VAT.Required insurance: Expatriate life cover: bank absorbs the fee under the KFS.

1.05% of principal outstanding, capped at AED 10,500, including VAT.Part-payment: Not available

Resident expatriate salaried applicant; AED 5,000 with approved employer or AED 8,000 with unapproved employer; confirmed employment or six months service, subject to assessment.

Expatriate salary-transfer terms only. Rate is not all-in APR; employer status changes minimum income. National and extended-tenor insurance rules differ.