Compare bank accounts in Australia

Commonwealth BankSmart Access

Opening: Not availableMinimum: Not availableAUD 4 monthly; waived with AUD 2,000 monthly deposits, age under 30 or qualifying Yello tier.

ATM: CommBank ATMs free; independent operators may charge.Transfers: Not available

Debit card: YesApp: Yes

Age 14+; Australian residential address, acceptable ID and tax-residency information.

For joint accounts, all holders must be under 30 for the age waiver. Bank-initiated deposits excluded from AUD 2,000 test; other exemptions may apply.

NABClassic Banking

Opening: Not availableMinimum: Not availableNo monthly account fee or Australian transaction fee.Interest: No interest paid.

ATM: No fee at participating Australian ATMs; other operators may charge.Transfers: No Australian transaction fee; international fees apply.

Debit card: YesApp: Yes

Not available

Standard Visa Debit has no monthly fee; optional Platinum debit costs AUD 10 monthly. International transaction fees and overdrawn interest can apply.

Revolut Bank AustraliaStandard personal account

Opening: Not availableMinimum: Not availableStandard subscription AUD 0.Interest: No interest on this transaction account.

ATM: Domestic: Revolut fee AUD 0. International: up to AUD 350 or 5 withdrawals per rolling month free, whichever first; then 2%, minimum AUD 1.50.Transfers: AUD transfers to Australian banks and transfers to Revolut users free; exchange/international fees can apply.

Debit card: YesApp: Yes

Adult account: age 18+, Australian resident and identity checks.

ATM operators may charge. First physical card AUD 0 plus delivery (standard AUD 4.99). FX allowances/time-based fees apply; foreign-currency balances are not FCS-covered.