FinanceHero / Australia / Loans
Compare loan amounts, terms and published charges. Your personalised offer determines your rate and total cost.
Personal loans
| Loan | Amount / term | Stated pricing | Fees / early repayment | Eligibility | Key caveat |
|---|---|---|---|---|---|
Commonwealth BankUnsecured Fixed Rate Personal Loan | AUD 4,000 - AUD 50,0001-7 years. | 7.25%-22.25% per year; advertised comparison rate 8.30%-23.12% includes the establishment-fee offer.Fixed; comparison based on AUD 30,000 over 5 years. Personalised rate applies. | Origination: Standard establishment AUD 250; waived only if applied and funded 18 August-9 October 2026. Service fee AUD 15 monthly.Early repayment: Adjustment may apply if fully repaid with 12+ months left and bank incurs a loss or administration cost. | Over 18, live and eligible to work in Australia; qualifying citizenship/residency/visa, regular income, good credit, not in bankruptcy. | Comparison rate applies only to the stated example/offer and may exclude charges. Different amounts, terms or fees change it; offer ends 9 October 2026. |
NABFixed Rate Personal Loan | AUD 5,000 - AUD 55,0001-7 years. | 7.50%-22.00% p.a. fixed; comparison rate 8.54%-22.88% p.a.Personalised. Comparison rates use AUD 30,000 over 5 years with monthly repayments; other amounts, terms and fees differ. | Origination: AUD 250 standard application fee; waived for applications started 8 Oct-3 Dec 2026 and completed within 30 days.Early repayment: No early repayment or exit fee. | Age 18+; regular income; sole applicant; Australian tax resident and Australian/NZ citizen, permanent resident or eligible temporary visa holder. | AUD 15 monthly fee. Rate depends on credit assessment. Application-fee waiver is temporary; comparison rate is an example, not your total cost. |
ANZVariable Rate Personal Loan | AUD 5,000 - AUD 75,0001-7 years. | 7.49%-21.99% p.a. variable; comparison rate 8.18%-22.56% p.a.Personalised. Comparison rates use AUD 30,000 over 5 years; other amounts, terms and fees differ. | Origination: AUD 150 approval fee.Early repayment: No early or extra repayment charge. | Age 18+; annual income at least AUD 15,000; Australian citizen, permanent resident or valid eligible visa; credit assessment. | Rate and repayments may change. AUD 10 monthly fee; AUD 20 late fee after 5 days, repeated monthly until current. Comparison rate is illustrative. |
Checked: 8 Oct 2026 · Sources: commbank.com.au · nab.com.au · anz.com.au
Fees may exclude statutory charges.