FinanceHero / United Kingdom / Banking
See fees, balance requirements, ATM costs, cards and digital access side by side.
Current accounts
| Account | Balance / monthly fee | ATM / transfers | Card / app | Eligibility | Key caveat |
|---|---|---|---|---|---|
LloydsClassic Account | Opening: Not availableMinimum: Not availableNo monthly account fee. | ATM: Not availableTransfers: Not available | Debit card: YesApp: Yes | UK resident, age 18 or over; subject to status. | Overdraft borrowing and debit-card use abroad can incur charges. |
NationwideFlexAccount | Opening: Not availableMinimum: Not availableNo monthly account fee. | ATM: Not availableTransfers: Not available | Debit card: YesApp: Yes | UK resident, age 18 or over; personal use; no more than three existing Nationwide current accounts. | Overdraft and overseas-use charges can apply. Switching incentives are excluded. |
Checked: 7 Oct 2026 · Sources: lloydsbank.com · nationwide.co.uk
Fees may exclude statutory charges.