FinanceHero / United Kingdom / Credit Cards
Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.
Consumer credit cards
| Card | Account fee | Borrowing rate | Cash / FX | Eligibility | Key caveat |
|---|---|---|---|---|---|
NationwideMember Credit Card | No annual fee. | 24.9% representative APR variable; standard purchase rate 24.9% per year variable. | Cash: 2.5%, minimum GBP 3; interest applies without a grace period.FX: Not available | Existing Nationwide current account, savings account or mortgage required; credit assessment applies. | Standard pricing shown; introductory offers excluded. Purchase grace requires timely repayment of all non-promotional statement balances. |
Santander UKEveryday No Balance Transfer Fee Credit Card | No account fee. | 24.9% representative APR variable; standard purchase rate 24.9% per year variable. | Cash: 3%, minimum GBP 3; cash interest 29.9% per year from withdrawal.FX: 2.95% foreign transaction fee. | Subject to a credit check and individual credit limit. | The no-balance-transfer-fee offer lasts 12 months; later transfers cost 3%. Standard purchase pricing shown; introductory interest offers excluded. |
Checked: 7 Oct 2026 · Sources: nationwide.co.uk · santander.co.uk
Fees may exclude statutory charges.