FinanceHero / Indonesia / Banking
See fees, balance requirements, ATM costs, cards and digital access side by side.
Savings accounts
| Account | Balance / monthly fee | ATM / transfers | Card / app | Eligibility | Key caveat |
|---|---|---|---|---|---|
BCATahapan Xpresi | Opening: IDR 50,000Minimum: IDR 10,000Not availableInterest: 0% below IDR 1 million; 0.03% yearly from IDR 1 million, before tax. | ATM: BCA ATM: free; Prima/GPN: IDR 7,500; Mastercard/Cirrus: IDR 20,000.Transfers: Online interbank IDR 6,500; BI-FAST IDR 2,500. | Debit card: YesApp: Yes | Individual Indonesian or foreign applicants; ID/passport, tax ID or declaration, and residence documents as applicable. | IDR 10,000 is held in the account. Card issuance/replacement IDR 25,000; closure IDR 50,000. No passbook; interest subject to tax. |
Bank MandiriTabungan NOW | Opening: IDR 100,000Minimum: IDR 25,000Not available | ATM: Not availableTransfers: Not available | Debit card: YesApp: Yes | Online opening for Indonesian citizens with registered KTP, tax ID where required, phone/email and identity verification. | IDR 5,000 minimum-balance penalty; card and ATM charges not verified. Teller cash withdrawals IDR 10,000. |
Checked: 7 Oct 2026 · Sources: bca.co.id · bankmandiri.co.id
Fees may exclude statutory charges.