Compare loans in Indonesia

BCAPersonal Loan (Retail)

Not available - IDR 100,000,00012, 24 or 36 months.

Flat monthly interest: 1.00% for 12 months; 1.03% for 24; 1.07% for 36.Flat rate on original principal, not reducing-balance APR. Payroll pricing differs.

Origination: 1% of principal, minimum IDR 100,000; stamp duty IDR 10,000, deducted from proceeds. Optional insurance premium extra.Early repayment: IDR 200,000 administration fee; permitted after six instalments. Ask for settlement quote.

Indonesian citizen, age 21+ and no older than 55 at maturity; eligible locations, income and employment history. BCA payroll or qualifying card relationship required.

Monthly income minimum IDR 2-2.5 million depending on location. Late fee 0.28% daily on the bill. Minimum loan amount not verified.

CIMB NiagaXTRA Dana (cash loan)

IDR 5,000,000 - IDR 300,000,00012-60 months standard; other terms are special programmes.

0.88%-1.79% flat per month; customer segment determines range.Flat monthly indication, not APR. Bank uses an equivalent annual effective rate in the agreement; no conversion inferred.

Origination: 4% upfront administration package, including insurance-related charges; deducted at disbursement.Early repayment: 7% of outstanding balance.

Indonesian citizen resident in Indonesia; age 21+, at most 58 at maturity for employees or 60 for self-employed; monthly income IDR 3 million+; KTP.

Cash-loan pricing shown. The 0% administration offer and IDR 10,000 monthly fee belong to goods/services financing. Late fee IDR 200,000 per month per delay.