Compare credit cards in New Zealand

FinanceHero / New Zealand / Credit Cards

Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.

Consumer credit cards

Consumer credit cards - selected products, no ranking
Card	Account fee	Borrowing rate	Cash / FX	Eligibility	Key caveat
ANZ Bank New ZealandLow Rate Visa	No annual fee, including joint or additional card.	Not available	Cash: Not availableFX: 0% foreign currency conversion charge.	18+, regular income and repayment capacity; NZ citizen/permanent resident or qualifying work visa. Additional student conditions apply.	Current borrowing rates were not available from the reviewed page: confirm before applying. Up to 55 interest-free purchase days requires full monthly repayment.
ASB BankVisa Light	No account fee.	Standard purchase rate 13.50% per year; subject to change.	Cash: Not availableFX: No offshore service margin on this credit-card account from 15 September 2026.	Not available	Special Smart Rate and introductory balance-transfer offers excluded. ATM operators and currency conversion providers may charge; cash pricing not verified.

Checked: 7 Oct 2026 · Sources: anz.co.nz · asb.co.nz

Fees may exclude statutory charges.