Compare loans in New Zealand

ASB BankPersonal Loan

NZD 2,000 - Not available6 months to 7 years.

13.90% per year.Fixed for the documented loan term.

Origination: No loan processing fee.Early repayment: No early repayment charge.

18+; NZ citizen, permanent resident or qualifying work visa; annual income over NZD 20,000; lending assessment applies.

Minimum amount NZD 2,000; upper limit not established. Default charges may apply. Work-visa acceptance has conditions: confirm with ASB.

ANZ New ZealandPersonal Loan

NZD 3,000 - NZD 50,0006 months-7 years.

13.90% p.a. fixed.Interest calculated daily and charged monthly.

Origination: No application fee.Early repayment: No early repayment or lump-sum fee.

Age 18+; regular income and affordability; NZ citizen/permanent resident, or qualifying work visa issued for 2+ years with 1+ year remaining; ANZ everyday account.

NZD 1,000 minimum only for eligible existing Jumpstart customers. Default interest is the loan rate plus 5 percentage points on overdue amounts.

Westpac New ZealandPersonal Loan

Not available - NZD 50,000Not available

13.90% p.a. variable.Current base rate 14% less 0.10 percentage points; base and margin may change.

Origination: No establishment fee.Early repayment: No early payment fee.

Age 18+; NZ citizen/permanent resident; Westpac transaction account. Other working residents may be considered.

NZD 50,000 advertised limit; higher amounts may be considered. Rate may change. Term and minimum amount: Not verified. Overlimit default interest may apply.