FinanceHero / Pakistan / Credit Cards
Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.
Consumer credit cards
| Card | Account fee | Borrowing rate | Cash / FX | Eligibility | Key caveat |
|---|---|---|---|---|---|
United Bank LimitedVisa Classic | PKR 6,000 primary Visa card annual fee. Government taxes and levies are additional. | 44% APR for retail purchases and cash advances. | Cash: 3% of the amount or PKR 1,200, whichever is higher.FX: 4.5% of the amount or PKR 100, whichever is higher. | Not available | Late payment fee PKR 2,200. Eligibility and fee-waiver conditions not verified; confirm before applying. Former Silkbank Mastercard pricing is different. |
United Bank LimitedVisa Gold | PKR 12,000 primary Visa card annual fee. Government taxes and levies are additional. | 44% APR for retail purchases and cash advances. | Cash: 3% of the amount or PKR 1,200, whichever is higher.FX: 4.5% of the amount or PKR 100, whichever is higher. | Not available | Late payment fee PKR 2,200. Eligibility and fee-waiver conditions not verified; confirm before applying. Former Silkbank Mastercard pricing is different. |
Checked: 7 Oct 2026 · Sources: ubldigital.com
Fees may exclude statutory charges.