Compare loans in Pakistan

Standard Chartered PakistanPersonal Loan

PKR 30,000 - PKR 4,000,000Not verified

Fixed markup up to 38% per annum; your approved rate may differ.Conventional fixed annual markup; not an APR or total-cost quotation.

Origination: New loan: higher of 1% of loan amount or PKR 2,500, inclusive of stamp duty.Early repayment: 10% of outstanding amount within 12 months; 5% after 12 months.

Salaried applicants age 21+; self-employed age 25+. CNIC, income proof, active email and Pakistan mobile number required.

Term not verified: the FAQ states 12-60 months while the calculator offers 1-4 years. Confirm the available term in your offer. Extra-day interest applies if the first instalment falls more than 30 days after disbursement.

Bank AlfalahInstant Personal Loan

PKR 50,000 - PKR 750,00012-48 months.

Published markup: 1-year KIBOR + 18 percentage points. Current all-in rate is not calculated here.Conventional benchmark-linked markup. Confirm repricing and your final KFS before accepting.

Origination: Higher of PKR 5,000 or 2% of loan amount, plus taxes/duties.Early repayment: Remaining-principal charge: 10% in year 1, 8% in year 2, 5% from year 3. Partial repayment not allowed in year 1; later charges apply.

Individual Bank Alfalah account held at least 1 year; average-balance and debt-burden requirements; no consumer-credit default or overdue payment.

Eligibility is restricted to existing customers. KIBOR changes affect pricing; no derived APR or EMI. Late fee PKR 1,500; partial-payment fee is 8% in year 2 and 5% from year 3 of principal paid.