Compare credit cards in Singapore

OCBC BankFRANK Credit Card

SGD 196.20 annually including GST; first two years waived. Subsequent automatic waiver requires SGD 10,000 yearly spending.

Purchases 27.78% per year; cash advances 28.92%.

Cash: 8% or SGD 15, whichever greater, plus interest.FX: 1% card-network conversion charge plus 2.25% bank fee; SGD transactions processed overseas add 1%.

Principal age 21+; local/PR annual income SGD 30,000 through age 55 or SGD 15,000 above 55; foreigners SGD 45,000 and qualifying Employment Pass.

Missed minimum payment can raise purchase rate to 30.78%; late fee SGD 100. Cashback excluded; conditions and monthly caps apply.

DBS BankChromo Card

SGD 196.20 annually including GST; first five years waived.

Purchase finance charge 27.8% per year, charged daily; cash 28.5%.

Cash: 8% of withdrawal, minimum SGD 15, plus interest.FX: Not available

Applicants aged 21-29 only; Singaporean/PR annual income SGD 30,000; foreigner SGD 45,000.

No supplementary or secured card. Late fee SGD 100; cashback/miles and FX benefits excluded pending detailed conditions.