Compare loans in Singapore

DBS BankPersonal Loan

SGD 500 - Not available6,12,24,36,48 or 60 months; foreigners and loans up to SGD 3,000 limited to 24 months.

Advertised from 1.48% per year plus 1% processing; provider-disclosed EIR from 3.22%. Personalised quote applies.Applied rate differs from reducing-balance EIR; interest allocated using Rule of 78.

Origination: Published minimum processing fee 1%; actual fee depends on offer.Early repayment: SGD 250 per loan.

21-70; new local/PR customers income SGD 20,000 yearly, foreigners SGD 60,000. Cashline/card facility and eligible DBS/POSB deposit account required.

Up to 95% of available credit limit. Lowest advertised rate/EIR is not guaranteed; amount and term affect cost. Cashback excluded; Cashline may stay open after repayment.

OCBC BankExtraCash Loan

Not available - Not available12-60 months.

Provider example: SGD 10,000 for 12 months, income SGD 30,000+: 10.08% yearly monthly-rest rate; EIR 13.92%.Monthly-rest interest; example EIR includes processing fee. Other income bands/terms have different pricing.

Origination: Example above: higher of SGD 200 or 2%. Income SGD 20,000-29,999 example has SGD 100 fee.Early repayment: Not available

Singapore citizen or PR aged 21+; annual income SGD 20,000+, ID and income evidence.

Borrowing up to 6 times monthly income, subject to approval. Example is not a universal rate: lower income example uses 22% monthly-rest interest. Early settlement cost not verified.