FinanceHero / United States / Credit Cards
Compare account fees and borrowing charges. Standard pricing is shown unless a condition is stated.
Consumer credit cards
| Card | Account fee | Borrowing rate | Cash / FX | Eligibility | Key caveat |
|---|---|---|---|---|---|
DiscoverDiscover it Cash Back | No annual fee. | Standard variable purchase APR 17.74%-26.74% after introductory period. | Cash: Not availableFX: Not available | Not available | Offers can differ by application route. Introductory APR and first-year reward matching excluded. Other transaction fees may apply. |
ChaseFreedom Unlimited | No annual fee. | Not verified | Cash: Not availableFX: Not available | Credit assessment required. Existing cardholders or recent bonus recipients may be ineligible. | Numeric APR omitted because the product page and linked pricing document disagree. Confirm current application terms before borrowing. |
Checked: 7 Oct 2026 · Sources: discover.com · chase.com
Fees may exclude statutory charges.