Compare loans in United States

FinanceHero / United States / Loans

Compare loan amounts, terms and published charges. Your personalised offer determines your rate and total cost.

Personal loans

Personal loans - selected products, no ranking
LoanAmount / termStated pricingFees / early repaymentEligibilityKey caveat
Wells FargoPersonal Loan
USD 3,000 - USD 100,00012-84 months.
6.74%-26.74% APR including 0.25 percentage-point relationship discount.Fixed rate; depends on creditworthiness, amount and term.
Origination: No origination or closing fee.Early repayment: No prepayment penalty.
Existing Wells Fargo customer for at least 12 months; credit and income checks.
Lowest rate assumes excellent credit, at least USD 10,000 for 3 years and qualifying account/autopay. Losing autopay can increase the rate; late fees may apply.
U.S. BankPersonal Loan
USD 1,000 - USD 50,00012-84 months for clients; non-clients limited to USD 25,000 and 60 months.
9.24%-24.99% fixed APR; provider disclosure dated 14 Sep 2026.Individual credit-based APR; lowest rate has amount, term, purpose and autopay conditions.
Origination: No origination fee.Early repayment: No prepayment penalty.
SSN, home address and employment information; credit approval and state availability apply.
Lowest APR requires USD 10,000+, 12-36 months, credit score 800+, home improvement purpose and qualifying autopay. Not all programs are available in every state.
DiscoverPersonal Loan
USD 2,500 - USD 40,00036-84 months.
6.99%-24.99% APR, fixed.Personalised APR based on creditworthiness and term.
Origination: No fees advertised.Early repayment: No prepayment penalty.
Age 18+; valid US SSN; individual or household income USD 25,000/year+; physical address, email and online access; credit and affordability checks; state restrictions may apply.
Cannot directly repay Capital One or Discover accounts, secured loans or post-secondary education costs. Best rates require strong credit. State restrictions may apply.

Checked: 8 Oct 2026 · Sources: wellsfargo.com · usbank.com · discover.com

Fees may exclude statutory charges.