FinanceHero / United States / Loans
Compare loan amounts, terms and published charges. Your personalised offer determines your rate and total cost.
Personal loans
| Loan | Amount / term | Stated pricing | Fees / early repayment | Eligibility | Key caveat |
|---|---|---|---|---|---|
Wells FargoPersonal Loan | USD 3,000 - USD 100,00012-84 months. | 6.74%-26.74% APR including 0.25 percentage-point relationship discount.Fixed rate; depends on creditworthiness, amount and term. | Origination: No origination or closing fee.Early repayment: No prepayment penalty. | Existing Wells Fargo customer for at least 12 months; credit and income checks. | Lowest rate assumes excellent credit, at least USD 10,000 for 3 years and qualifying account/autopay. Losing autopay can increase the rate; late fees may apply. |
U.S. BankPersonal Loan | USD 1,000 - USD 50,00012-84 months for clients; non-clients limited to USD 25,000 and 60 months. | 9.24%-24.99% fixed APR; provider disclosure dated 14 Sep 2026.Individual credit-based APR; lowest rate has amount, term, purpose and autopay conditions. | Origination: No origination fee.Early repayment: No prepayment penalty. | SSN, home address and employment information; credit approval and state availability apply. | Lowest APR requires USD 10,000+, 12-36 months, credit score 800+, home improvement purpose and qualifying autopay. Not all programs are available in every state. |
DiscoverPersonal Loan | USD 2,500 - USD 40,00036-84 months. | 6.99%-24.99% APR, fixed.Personalised APR based on creditworthiness and term. | Origination: No fees advertised.Early repayment: No prepayment penalty. | Age 18+; valid US SSN; individual or household income USD 25,000/year+; physical address, email and online access; credit and affordability checks; state restrictions may apply. | Cannot directly repay Capital One or Discover accounts, secured loans or post-secondary education costs. Best rates require strong credit. State restrictions may apply. |
Checked: 8 Oct 2026 · Sources: wellsfargo.com · usbank.com · discover.com
Fees may exclude statutory charges.